I reveal what’s invisible (illusions, noise and misalignment) and transform Data & AI into strategic intelligence that drives consistent business impact.

I step in where fast decisions, wrong diagnostics or lack of alignment stall growth, bringing clarity, structural thinking and an integrated business lens.

I lead critical decisions in complex environments.

I’m a Data, Product & AI Strategy executive with almost 20 years of professional experience — and over 18 of them working with data across multiple disciplines: engineering, analytics, product and strategy.
I spent 15+ years in Analytics and more than 12 years in technical and strategic leadership, including 8 years leading people, teams and critical decisions in high-uncertainty environments.

Businesses don’t fail because of lack of information.
They fail because decisions are made on illusions, noise, false certainty and unspoken misalignment.
My work begins where traditional diagnostics fail.

My Executive Essense

1. One-sentence strategic thesis

2. Reveal the real root cause

3. Directional synthesis — simple, actionable and strategic

4. Alignment between business, people and data
   

This structure reduces noise, prevents waste, mitigates risk and increases accuracy in critical decisions.

• Strategic clarity
• Fast diagnosis
• Ability to translate complexity
• Conscious leadership
• Consistent delivery under uncertainty

WHO I AM

HOW I THINK

What I Believe

How I structure decisions

My career blends analytical depth, systemic thinking and human sensitivity to reveal what distorts decisions, and turn complexity into actionable strategic intelligence.

I’ve led analytical restructurings in Brazil, Mexico and Colombia, aligned data and strategy in high-scale businesses, and reduced multimillion-dollar risks through data-driven products and strategic decision design.

Authorship & Strategic Thinking

I’m the author of Data Product Management in the AI Age, published by Apress, and creator of two original frameworks (Golden Data Platform and Data Product Management Canvas) that connect data, product and AI to business decisions.
My authorship reinforces my ability to structure thinking, synthesize complexity and translate technical practice into applicable business strategy.

WHAT I DELIVER

Better thinking.
Better choices.
Better outcomes — grounded in business, people and technology.

Clarity on where to focus, how to prioritize and how to apply Data & AI in ways that are useful, human and truly strategic.

Structure, vision and operating foundations for teams that need alignment, focus and measurable impact.

INTELLIGENCE FOR CRITICAL DECISIONS

DATA & AI STRATEGY

STRATEGIC PRODUCT & DATA LEADERSHIP

My technical experience is solid, practical and deep, built over 18+ years designing, implementing and leading data, engineering, product and analytical decision-making solutions.
What differentiates me is the ability to connect technical practice with strategic business vision, transforming technology into real impact.

Hands-on background in data engineering, architecture and analytical products, evolved into strategic leadership connecting data, business and technology.

Technical Stack & Tools

• Cloud & Storage: Amazon S3

• Data & Analytics Engineering: Databricks, dbt, Spark, Python, Docker

• Machine Learning / AI: Scikit-learn, applied LLMs (Llama, GPT), LangChain, Groq

• Databases: Redshift, Snowflake, Oracle, SQL Server

• Visualization & BI: Power BI, Looker, OBIEE

• ETL & Modeling: ODI, Pentaho, SSIS, Oracle Data Modeler

• Planning & Analytics: Hyperion Planning, Calculation Manager, SmartView

• Enterprise Systems: SAP BW, SAP HANA
  
  

You can learn about my technical projects and practical demos in my GitHub.

APPLIED TECHNICAL EXPERIENCE

20+

Years of professional experience

7

Data Products created and managed in FinTechs

TOP 2

In the data governance ranking of BUs with greater cost efficiency at Nubank in 2023

30+

Data & Analytics projects implemented

70+

Professionals led

5+

years of Global Fraud Analytics strategy designed for Nubank since 2022 +
2 critical business domains implemented and released as Data as a Product

Global

Projects and People Management

10+

of industries attended including digital banking, fashion, telecom, education, automotive, and consumer goods

BRL 0.5B

saved in Capital Investment for Nubank, due to Operational Risk database created, containing 80% of losses derived from Fraud from the 1st internal Data Product created

~90%

false positives of delinquency data fixed for CC operation at Nubank, reestablishing business operations

Book

BR•MX•CO

Author of "Data Product Management in AI Age: Design and Manage Your Data Strategy to Get Ahead"

Responsible for fixing, managing and structuring the CC data due to the merger of the Payment and Financial institutions into Nubank for operations in the geos

SOME RESULTS

Data Chapter

creation at PagBank, implemented across Product and CRM BUs, later scaled and decentralized after one year of proven business efficiency results

1st Data PM

at PagSeguro/PagBank — and potentially in Brazil —, leading a strategic data initiative even before the Data Mesh concept emerged

BRL 8M+

in Data & Analytics cost savings, driven by a purpose-built Data Product and strategic data management focused on operational efficiency.

Education

FIA (Fundação Instituto de Administração)

MBA in Big Data Analytics

2018-2020

EDUCATION and EXPERIENCE

FIAP (Faculdade de Informática e Administração)

MBA in Business Intelligence with emphasis in CPM

2010-2012

FIAP (Faculdade de Informática e Administração)

Technologist (Associate) in Database

2008-2010

Nubank

Global Credit Card Data Platform Manager (Data & Analytics Engineering)
2025-2025

Global Credit Card Underwriting Data Manager (Analytics & Machine Learning Engineering)
2024-2025

Global Analytics Engineering Function Leader (aka Chapter Leader)
2023-2024

Global Fraud Data Squad Leader (Analytics Engineering)
2022-2024

Analytics Engineering Tech Manager for Credit, Fraud and Collections
2021-2022

Professional Experience

PagBank

Data Engineering & Analytics Coordinator

2019-2021

AMARO

Data Engineer / BI Specialist

2018-2019

PagSeguro PagBank

Data Product Owner / Sr BI Consultant

2017-2018

TechEdge Group

Sr BI/EPM Consultant

2013-2017

CDS

Business Intelligence Consultant

2012-2013

Accentive Mimetica

Jr DBA

2008-2010

MarketData

DBM / BI Analyst

2010-2011

TechnolabCorp

Business Intelligence Consultant

2011-2012

Unisys

Support Analyst

2006-2008

Jessika Milhomem | Data & AI Strategy

Founder & Principal Consultant | Data & AI Strategy | Author & Speaker
2024-Present

FULL PROFESSIONAL HISTORY

RECENT EXPERIENCES

TESTEMUNIALS

What do they say?

Strategical Vision &
Complex Problems Resolutions

Jessika was a strong asset to Nubank as one of our key analytic engineering leaders. She displayed very strong technical acumen and a solid ability to solve business problems balancing risks and speed. She led very complex initiatives involving large-scale data migrations and delivered consistently throughout the years.
- Youssef Lahrech
President and COO, Nubank


A bold and very competent professional, she is solution-focused and extremely organized. Deep analytical knowledge and refined strategic vision, a complete data professional.
- Ozana de Marco
Digital Channels Manager, PagBank


Jessika exceeds in management and data analytics/products skills -- I have seen her lead complex projects, such as banking licensing data pipeline migration and the development of the Data Mesh infrastructure.
She is also result-driven and is constantly reassessing the definitions that were made in the past to guarantee that they stay relevant.
Jessika is a key pioneering data manager in Brazil and I recommend her work.
- José Luciano
AE Manager, Nubank

Efficient ad Effective Deliveries

Jessika is an excellent professional with extensive technical knowledge, especially when talking about BI concepts and development skills. She has a strong work ethic and willingness to do whatever is necessary to get the job done as efficiently and effectively as possible. Very committed to the quality of deliveries and always willing to help, adds a lot of value. Also, she has a joyful personality and this make her enjoyable to work with. It was a great pleasure to have her on the team!
- Vitor Amendola de Souza
Diretor, Avvale


I had the pleasure of working with Jessika at Nubank for 3 years, where she was a key partner in both the Fraud and Credit Card BUs. She was my go-to person for anything related to data, always contributing with a strategic perspective.
Jessika played a big role in implementing data ownership and helped drive important projects to make data more reliable, accessible, and aligned with business goals. She brought an important vision about data lifecycle management, being a good example of how to have accountability over your data. She’s collaborative, proactive, and great at connecting people across tech and business to get things done.
- Nathalia Uemura
Sr Product Ops, Nubank

Skilled Leader

It's been a great pleasure being under the leadership of Jess at Nubank, who performed the roles of direct manager, squad lead, and chapter lead. Her stewardship and dedication were paramount to taking the Analytics Engineering chapter to a whole new level. Her negotiation skills alongside her interpersonal skills were critical for our team in coordinating projects and dependencies among multiple stakeholders in complex environments. Additionally, her thoughtful approach to managing and developing people is unanimously recognized and deeply appreciated by everyone under her leadership.
- Felipe Takaoka
Senior Software Engineer, Doordash

Who get things done and sees the bigger picture but manages a laser-like focus that works to eliminate sidetracks. What I like the most about working with Jessika is her empathetic approach to boost people's growth which goes along with her great technical skills.
- Karolina Gibbon
Data Engineering Leader, Bankly

Jessika is a skilled leader that focus on transparency, clarity and materiality for the stakeholders, she focus on delivering the most impactful results, with high quality, trust and performance.
Jessika was the best leader that I ever had, I believe it would be really hard to beat her on this.
- Fabrício Lima
Analytics Engineer, Nubank

Visionary Product Management

Jessika possesses exceptional expertise in data modeling, data lakes, data infrastructure, and data governance practices. Her visionary approach to data products and strategic problem-solving is truly commendable.
Not only is Jessika a proficient data professional, but she also excels as a manager. Her remarkable organizational skills, effective team coordination, and swift delivery of results showcase her as an invaluable asset to any team.
- Gabriela Mourão
TraceLab


I had the pleasure to work with Jessika at Fraud and Credit Strategy, where she was leader of Analytics and Machine Learning Engineers, and squad lead.
She showed an amazing skill of product and stakeholder management, having aligned with multiple stakeholders from different teams and given visibility of the value generated. She documents very well, is organized and schedule rituals of alignment.
Also, she is very collaborative and has ownership. She supports the painpoints from the teams and prioritizes them with great enthusiasm.
- Ana Hitomi
Lead Business Analytics, Nubank

Currently evaluating selective and executive opportunities for Data & AI (Head, Director, Strategic Leader), in organizations that value strategic clarity, systemic thinking and high-impact decision making.

This executive track coexists with my independent strategic work in Brazil, ensuring I remain fully immersed in high-stakes problems, complex decisions and the realities of scaling businesses.

Open to conversations with companies operating at meaningful scale: in Brazil or globally.

RESUME